1. Acceptance of these Terms
These Terms of Use (“Terms”) are a binding agreement between you and Ads Creditor (“AdsCreditor,” “we,” “us,” or “our”) governing your access to and use of this website and any related pages, forms, content, or services that link to these Terms (collectively, the “Site”). By accessing or using the Site, you accept these Terms and our Privacy Policy. If you do not agree, do not use the Site.
If you use the Site for a company or other organization, you represent that you have authority to bind it, and “you” includes that organization. Additional terms may apply to particular services or a later written agreement; those additional terms control if they expressly conflict with these Terms.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Site. You may use the Site only in compliance with applicable law. The Site is directed principally to businesses and their authorized representatives in the United States.
3. What AdsCreditor does
Through the Site, AdsCreditor considers purchasing claims arising from Google Ads spend. AdsCreditor is not a law firm, does not practice law, does not offer legal advice, and does not represent you. When you sell a claim, you and AdsCreditor are counterparties to the sale, and AdsCreditor is not acting on your behalf.
4. Offers and purchase agreements
Requesting an offer or submitting information does not create an agreement to buy or sell a claim, and does not obligate you to sell or us to make an offer. A sale happens only if you and AdsCreditor both sign a written purchase agreement. That agreement is separate from these Terms and controls the sale.
You may wish to consult your own attorney, tax adviser, or other professional before selling a claim.
5. Informational content only
Site content is provided for general informational and advertising purposes. It is not legal, financial, tax, accounting, or other professional advice and should not be relied upon as a substitute for advice about your circumstances. Laws, deadlines, proceedings, and public findings may change, and content may be incomplete, outdated, or inapplicable to you. You are responsible for consulting qualified advisers and protecting any rights or deadlines you may have.
6. Estimates, eligibility, and results
Any recovery estimate, percentage, calculator output, eligibility statement, timeline, case description, or example is illustrative only. It is not an appraisal, valuation, purchase offer, prediction, or promise. Past results do not guarantee a similar outcome. Eligibility and any potential result depend on the facts, evidence, agreements, defenses, applicable law, and decisions of attorneys, counterparties, arbitrators, or courts.
We may request documents or verification and may decline, pause, or discontinue an inquiry, or decline to make an offer, at any time in our discretion, subject to applicable law. Neither a submission nor a preliminary indication of eligibility obligates us to make an offer or purchase a claim.
7. Your submissions and responsibilities
You represent that information you submit is accurate, current, and complete; that you have authority to provide it; and that providing it does not violate law or another person’s rights. You are responsible for updating material information and for maintaining copies of your records. You may not impersonate another person, submit another party’s confidential information without authorization, or use the Site to make a false or fraudulent claim.
Subject to our Privacy Policy, you grant us a non-exclusive right to host, copy, transmit, format, and use information you submit as reasonably necessary to operate the Site, respond to you, evaluate an inquiry, coordinate with selected providers, market our services, comply with law, and otherwise carry out the purposes disclosed when the information is collected.
8. Communications and marketing
When you provide contact information, you authorize us and providers assisting with your inquiry to contact you about the inquiry and related services by email, telephone, or text message, as permitted by law. We may also use your information for marketing and promotional communications as described in our Privacy Policy. Where the law requires separate consent for automated calls, texts, or other marketing, those communications will be subject to that consent. You may opt out of promotional email or text messages using the instructions in the message; opting out does not prevent non-promotional communications.
9. Limited license
Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Site for your internal, lawful purposes. No rights are granted except those expressly stated in these Terms.
10. Prohibited conduct
You may not, and may not assist another person to:
- Use the Site unlawfully, fraudulently, deceptively, or in violation of another’s rights.
- Copy, sell, license, distribute, republish, frame, scrape, or commercially exploit the Site or its content except with our written permission.
- Reverse engineer, decompile, probe, scan, or attempt to derive source code or bypass any access, security, rate-limit, or technical measure.
- Introduce malware or harmful code; interfere with operation; overload infrastructure; or access data, systems, or accounts without authorization.
- Use automated means to access the Site, build a database, train a competing system, or create a competing product except as expressly authorized by us in writing.
- Misrepresent an affiliation with AdsCreditor, a law firm, Google, or any other party.
11. Ownership and feedback
The Site, including its software, text, graphics, design, selection, arrangement, trademarks, and other content, is owned by AdsCreditor or its licensors and is protected by intellectual property laws. Third-party names and marks belong to their respective owners. If you provide non-confidential feedback or suggestions about the Site, you authorize us to use them without restriction, attribution, or compensation.
12. No affiliation with Google
AdsCreditor and the Site are not affiliated with, endorsed by, approved by, or sponsored by Google LLC. Google, Google Ads, and related marks are trademarks of Google LLC and are used only to identify the advertising products or conduct a potential matter may concern.
13. Third-party services and links
The Site may link to or integrate with document providers and other third-party services. We do not control and are not responsible for third-party content, availability, security, terms, privacy practices, professional judgment, or acts and omissions. A link or referral does not necessarily imply endorsement. Your dealings with a third party are between you and that party and may be governed by separate terms.
14. Site changes, suspension, and termination
We may add, remove, modify, suspend, or discontinue any part of the Site at any time, with or without notice. We may restrict or terminate your access for any reason, including suspected misuse or violation of these Terms. We are not liable for any modification, interruption, suspension, or discontinuance. Provisions that by their nature should survive termination will survive, including ownership, disclaimers, liability limits, indemnity, and general terms.
15. Disclaimer of warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ALL CONTENT, ESTIMATES, AND SERVICES AVAILABLE THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY. WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND QUIET ENJOYMENT. WE DO NOT WARRANT THAT THE SITE WILL BE COMPLETE, CURRENT, SECURE, UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY INQUIRY WILL RESULT IN AN OFFER.
Some jurisdictions do not allow certain warranty exclusions, so some of the above may not apply to you. Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.
16. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ADS CREDITOR AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES; LOST PROFITS, REVENUE, DATA, BUSINESS, OR OPPORTUNITY; OR COST OF SUBSTITUTE SERVICES ARISING OUT OF OR RELATED TO THE SITE OR THESE TERMS, EVEN IF ADVISED THAT SUCH DAMAGES WERE POSSIBLE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF THOSE PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED THE GREATER OF FIFTY U.S. DOLLARS (US $50) OR THE AMOUNT YOU PAID US, IF ANY, SPECIFICALLY TO USE THE SITE DURING THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THESE LIMITATIONS DO NOT APPLY TO LIABILITY THAT CANNOT BE LIMITED BY LAW.
17. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless AdsCreditor and its affiliates, owners, officers, employees, contractors, and agents from claims, liabilities, damages, judgments, losses, and reasonable costs and attorneys’ fees arising from your misuse of the Site, your submissions, your violation of these Terms or law, or your infringement of another party’s rights. We may control the defense of an indemnified matter, and you agree to cooperate with that defense.
18. Disputes and governing law
Before filing a claim concerning the Site, you agree to contact us at claims@adscreditor.com and make a good-faith effort to resolve the dispute informally. These Terms are governed by applicable law, without regard to conflict-of-law principles. Any dispute-resolution or arbitration provision in a separate signed engagement agreement is governed by that agreement and is not replaced by these Terms.
19. Changes to these Terms
We may revise these Terms at any time, in our sole discretion, with or without prior or individual notice, except where notice or consent is required by law. Revised Terms are effective when posted unless we state otherwise. The “Last updated” date identifies the current version. You are responsible for checking this page periodically. Your continued use of the Site after revised Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.
20. General terms
These Terms and the Privacy Policy are the entire agreement between you and AdsCreditor about the Site, except for any separate written agreement. If a provision is found unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions will remain effective. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a reorganization, transfer, or operation of our business. Headings are for convenience only.
21. Contact
Questions about these Terms may be sent to AdsCreditor at claims@adscreditor.com.